- Pros and Cons of Crowdfunded Investments
Crowdfunding has taken off since the passage of the JOBS Act in 2012. In addition to being a way to fund personal causes, crowdfunding has opened up new avenues for investors who want to put their money into real estate… read more…
- What Are Treasury Bills (T-Bills), and Should You Invest in Them?
When you’re looking for a safe way to invest your money, things don’t typically get any more solid than government-backed securities. The U.S. Department of Treasury offers several different low-risk options, including notes, bonds and bills. Treasury bills, or T-bills, can be… read more…
- What Is Value Investing?
If you’re new to investing, you may not have settled on a particularly investing strategy. While experts say that many people can get away with investing in low-fee index funds rather than trading stocks in individual companies, some people enjoy deciding which company shares to buy. These active investors tend to self-identify as either growth investors… read more…
- What Is Shadow Banking?
If you scan the financial news you may see a reference to “shadow banking.” It’s a term that can apply to a range of activities, from unregulated activity by banks to lending by non-bank institutions. Confused? Let us break it… read more…
- Pros and Cons of Using a Robo-Advisor to Build Wealth
Investing has gone high-tech these days thanks to the rise of robo-advisors. These online services take a lot of the hassle and cost out of managing your investments by cutting out the human middleman. If you’re working on building wealth, a… read more…
- What Are Commodities?
Deciding where to invest your extra money can be tough when there are so many different investment products to choose from. If you’re wondering what a commodity is and how it’s traded as a financial investment, you’ve come to the right place. Here we have a comprehensive guide for you about commodities and the role they… read more…
- What Is Deflation?
Everyone loves the feeling of relief when gas prices and grocery bills go down — after all, who wouldn’t enjoy a little extra cash in their pocket? That extra breathing room can make a big difference, whether you’re tackling debt, boosting your savings or contributing to your retirement fund. However, a broad decline in prices… read more…
- What Is an IPO?
There comes a time when businesses decide to take the plunge and go from being privately-held companies to public ones. This move gives business owners the opportunity to sell stocks to the general public rather than just a few shareholders. In… read more…
- What Is a Hedge Fund?
If you’re not an experienced investor or you don’t work in the finance industry, the term “hedge fund” may go right over your head or get mixed up with other terms like private equity and venture capital. A hedge fund… read more…
- Pros and Cons of Using Savings Bonds to Pay for College
Savings bonds are a relatively safe way to invest and there’s more than one way to put them to work. Series EE and I bonds issued after December 31, 1989 can be used to cover the cost of earning a college degree. If you want to use bonds to pay for your child’s education expenses, it’s… read more…
- What Is the Money Market?
The money market is a specialized market for fixed-income securities, offering a safe and stable option for short-term investments. Similar to other fixed-income markets, such as the bond market, it provides a secure place to park your money, but is not designed for rapid wealth accumulation. We’ll break down what the money market is, how… read more…
- What Is a Bear Market?
Investors sometimes see the prices of their securities rise one day and fall the next. At times, however, it might seem as though there’s a pattern as the value of certain securities moves consistently in one direction. Are you facing a bull or bear market? If you don’t know the answer to that question, we’ll… read more…
- What Is a Bull Market?
There are certain phrases we encounter frequently, yet we often overlook their true meaning because we assume their context or never take the time to dive deeper. One such term that often comes up in conversations about investing is “bull market.” While many people throw it around casually, understanding what a bull market truly signifies… read more…
- What Is an Exchange Rate?
Whether you’re jetting off to Italy for a dream wedding or exploring opportunities to invest in foreign markets, it’s important to understand how exchange rates work. Exchange rates determine the value of one country’s currency compared to another, influencing everything from the cost of your overseas purchases to the returns on your international investments. A… read more…
- What Are Exchange-Traded Funds (ETFs)?
Investing your money can help you build wealth, but it’s a misconception to think that you need a lot of money to get started. Whether you’ve got $50,000 or $500 to play with, you can make a dent in your savings… read more…
- Everything You Need to Know About Interest
Most people are looking for ways to save enough money for retirement. One of the best ways to do that is through earning interest — money you get in exchange for lending your money or storing it with a bank. Yes,… read more…
- What Is FOREX Trading?
FOREX trading, or trading in foreign currencies, is big business. For the average investor, though, FOREX trading is not necessarily needed as a step to reaching financial goals like saving for retirement. But if you’re curious about trading foreign currency and wondering if it’s right for you, you’re in the right place. We’ll talk about how… read more…
- How to Begin to Invest Money in Stocks
If you’re wondering how to invest your money in stocks, you must be thinking about building your wealth. Just having that intention is a step in the right direction. After all, no one ever accidentally became affluent. It takes thought and action to make money – and the stock market is one of the most… read more…
- What Is Day Trading?
Investing in the stock market is accessible to almost everyone, offering a pathway to grow wealth over time. However, when it comes to more advanced strategies like day trading, it’s often best to leave it to the experts. Day trading demands not only a well-thought-out strategy, but also an in-depth understanding of market indexes, trends… read more…
- What Is the Nasdaq?
The Nasdaq – we’ve all heard something about it at some point. You probably already know that it’s part of the stock market. And you’ve probably read a news article or heard a reporter talk about it going up or… read more…
- What Is Preferred Stock?
When people talk about investing in stocks, they usually mean common stock — the type that gives shareholders voting rights and potential for long-term growth. However, there’s another important category of stock that many investors overlook called preferred stock. Preferred stock is a hybrid between stocks and bonds, offering investors a unique blend of benefits.… read more…
- Everything You Should Know About the Dow Jones Industrial Average
It’s virtually impossible to make it through the day without hearing something about the Dow Jones Industrial Average. Whether the Dow is up or down might not mean much to you if you’re a beginner investor with no knowledge of how the stock market… read more…
- What Is the Consumer Price Index?
The consumer price index (CPI) is one of the nation’s most closely watched economic metrics. The CPI, which comes out monthly, measures the year-over-year change in the cost of a basket of consumer goods, including clothing, food and furniture. The… read more…
- What Are Equities or Equity Investments?
Equities are the same as stocks, which are shares in a company. That means if you buy stocks, you’re buying equities. You may also get “equity” when you join a new company as an employee. That means you’re a partial owner… read more…
- Understanding Stocks
Investing in the stock market can be a powerful way to grow your wealth over time. And harnessing the potential of compound interest can help you maximize your financial future. However, making informed decisions about buying and selling stocks requires a clear understanding of how the market works and the strategies that align with your… read more…