- How to Invest in a Broadway Show
Are you ready to take your shot investing in a Broadway show? Instead of throwing your money into the stock market or even real estate, you may consider this potentially lucrative side of the entertainment world. Here’s what you can… read more…
- What Is a Sign-On Bonus?
Sign-on bonuses have become increasingly common in recent years. The tighter job market likely plays a role in their newfound popularity. These bonuses sometimes occur more often in some fields than others. But job market demand often fuels them. Here’s what… read more…
- How to Get Free Tax Help
Doing your taxes isn’t easy, and not everyone can afford professional help. There are many different free options that you may be able to use. Their availability depends on your age, income, military status, and filing needs. Here’s how to… read more…
- How to Spot an Undervalued Stock
Investing in undervalued shares could give your portfolio a boost if they eventually see significant price appreciation. The concept of value investing, developed by Benjamin Graham and popularized by Warren Buffett, essentially means investing in shares that are undervalued by… read more…
- A Guide to Long-Short Equity Investing
For both retail and professional investors alike, most portfolios should strike a balance between risk mitigation and profit-seeking. Long-short equity investing is one strategy that many large-scale investors use to pursue. In a long-short equity approach, the investor takes a… read more…
- A Guide to the 11 Market Sectors
When building a portfolio, you may be interested in one or more specific market sectors. A sector is a slice of the stock market that represents a certain part of the economy or industry. Knowing how these sectors work can… read more…
- Independent Contractor vs. Employee
Whether you own a business that hires people or you are a worker, either as a firm’s employee or working independently for several businesses, it’s important to be correctly classified. That’s because state and federal tax laws as well as… read more…
- How a ‘Gray Divorce’ Affects Your Finances
Divorce always presents financial issues, and that can be especially true in your older years. A gray divorce refers to couples who get divorced late in life, usually after 40 years or more of marriage. Also called silver or diamond… read more…
- How to Invest $5,000
Depending on how you want to invest, $5,000 is plenty to get started with. There are a plethora of options available to you, such as adding that money to your retirement account, opening a brokerage account or working with a… read more…
- How to Buy a Vacation Home
Buying a vacation home might seem like the getaway that you’ve always dreamed of. But you should be aware of all that can go into buying and owning one. You’ll need to consider factors like whether you already own a… read more…
- Index Funds vs. Mutual Funds: What’s the Difference?
It’s easy to get confused about what the terms “mutual fund” and “index fund” refer to. The two terms refer to distinct categories: Mutual fund refers to a fund’s structure, whereas index fund refers to a fund’s investment strategy. Many,… read more…
- Gray Divorce in the U.S. – 2020 Edition
Since the 1990s, the divorce rate for adults 50 and older in the United States has roughly doubled, according to findings from the Pew Research Center. In fact, for adults 65 and older, the divorce rate has tripled over that same time period. Often referred to as gray divorce, divorce among seniors may have far-reaching… read more…
- How Much Does It Cost to Buy a Horse?
Owning a horse isn’t quite as expensive as you might think. However, you should still be ready to drop a few thousand dollars if you’re looking for an equine member of the family. It’s estimated that there are nearly 7.2… read more…
- How to Refinance an Inherited Property to Buy Out Heirs
Individuals often list multiple people as heirs of real estate or other tangible property. Unlike liquid assets like money or securities, which are relatively easy to divide among heirs, dividing properties can be more complex. One option is to refinance… read more…
- How To Invest $20,000
There is a wide range of investment options available to someone with $20,000 to invest, including mutual funds and individual securities. There are also good uses for money that go beyond what we traditionally think of as investing, including paying… read more…
- How to Invest $10 Million for Income
A $10 million nest egg can last you decades, especially if you make smart investments that prioritize income generation. But with all of the options available, choosing what’s right for you can be difficult. However, just because you have a lot of money doesn’t mean the basics of investing don’t still apply. After all, your… read more…
- What Is Tactical Asset Allocation?
When it comes to asset allocation, there’s more than one strategy you can follow. Tactical asset allocation is a moderately active approach to portfolio management that focuses on keeping pace with market trends. It’s all about making adjustments to your… read more…
- What Is Strategic Asset Allocation?
Strategic asset allocation is a long-term investment strategy that focuses on setting and maintaining a predetermined mix of assets in a portfolio, tailored to an investor’s goals, risk tolerance and time horizon. By diversifying across various asset classes – such as stocks, bonds, and cash – strategic asset allocation aims to balance risk and potential… read more…
- Market Value Adjustment (MVA) and Your Annuity
If you’re including an annuity in your retirement income plan, there’s an important concept you’ll want to understand: market value adjustment (MVA). An MVA may impact your annuity contract if you decide to withdraw funds or surrender the annuity before the contract term ends. This adjustment can apply to various types of annuities, and may… read more…
- How to Avoid Paying Taxes on an Inherited Annuity
Inheriting an annuity can provide an unexpected financial windfall, but there are certain tax implications to consider. Whether you’ll owe taxes, how much and when you’re required to pay them depends on how the annuity is structured and how you… read more…
- A Guide to Debt Financing vs. Equity Financing
Corporations regularly need infusions of money – perhaps to hire new employees, fund new projects or raise money for an acquisition. In this situation, they typically face a choice between two options: debt financing and equity financing. Debt financing is… read more…
- How to Buy an Investment Property
For conservative investors, the stock market holds huge risks. If that’s you, maybe you stick to high-yield savings accounts or low-cost index funds or ETFs. However, investors willing to take a bigger risk may invest in properties. Here’s how to… read more…
- How to Buy an Island
Do you dream not only of an island getaway but of getting away to your very own island? Good news. It’s actually possible to buy an island, and it may not be as difficult as you think. However, you’ll have… read more…
- How to Buy a Second Home With No Down Payment
Buying a home will be one of the most expensive purchases you ever make. Even on a tight budget, you can make it work. You can save up for an increase in monthly mortgage payments. You can even go in… read more…
- What Is a Total Return Swap?
An asset’s total return measures how much value it generates in total. This includes both capital gains (when an asset gains market value) and income (when an asset makes a direct payment). Total return is one measure of an asset’s… read more…