- What to Do When Your Homeowners Insurance Claim Is Denied
Ideally, a good homeowners insurance policy should cover the cost of repairing or replacing your home when disaster strikes. But even if you believe that you have enough coverage, your insurance company could still deny the claim you file. If… read more…
- Everything You Need to Know About Second Home Insurance
Buying a second home – whether as a vacation getaway or a rental property – is a lot like purchasing a primary residence. For example, you’ll need to make sure your new home has the right amount of insurance coverage… read more…
- Do Wealthy Investors Need Long-Term Care Insurance?
A market crash might not be the biggest threat to a wealthy investor’s nest egg. In fact, future medical costs can potentially eat up more of your savings. And if you require long-term nursing care at some point, you can expect it… read more…
- What Counts as a Qualifying Life Event?
We all know that it’s possible to change our health insurance plans during open enrollment. But what if you want to change your insurance at some point in the months between open enrollment periods? You can’t do so on a whim,… read more…
- 10 Health Insurance Terms You Should Know
Open enrollment begins soon and many Americans will have a chance to make adjustments to their healthcare plans. But let’s face it – it could be tough to choose the best coverage if you don’t understand the difference between a… read more…
- Who Do HSAs Make Sense For?
Your employer may offer a health savings account (HSA) as a way to keep medical expenses down. Employers generally subsidize a majority of the cost so the premium you pay via payroll deduction isn’t even close to the full amount. While HSAs… read more…
- What Is Long-Term Care Insurance and Do You Need It?
Health care coverage protects you if you get sick or injured while life insurance takes care of your family if you die unexpectedly. Medicare and Medicaid are designed to cover some of the costs of aging but an extended illness… read more…
- 5 Insurance Policies to Buy if You’re Self-Employed
Flexibility and freedom are just two of the advantages that go along with being your own boss. Taking the plunge into being self-employed can be financially rewarding but if you don’t have a sizable bankroll of cash sitting around, you… read more…
- Do You Really Need Pet Insurance?
Estimates vary, but Americans aspent between $110 billion and nearly $125 billion on their pets in 2021. By 2030 that figure will have jumped to $275 billion, according to Morgan Stanley. The largest percentage went towards food. But pet owners… read more…
- Fast Food Advertising, Obesity and the Cost to Everyone
In the U.S., there is growing national concern over the obesity epidemic. According to public health workers, anyone with a body mass index (BMI) over 30 is considered obese. Nearly, one-third of Americans are obese today, and it is estimated… read more…
- Why Are Insurance Companies Losing Policyholder Satisfaction?
We’re not happy with our car insurance companies. We’re not angry with them either. We’re just not as thrilled with them as we were last year according to JD Power, the global marketing information services company. JD Power is the company most often mentioned at the end of car commercials when they tell us how… read more…